Does a 5% Cashback Card Ultimately Beat A 2x - 4x Travel ... - Reddit

If you spend 10,000$ and get 5% back you get 500$. If you use a travel card and get 4% back in points you’d have 40000 points. A flight to Europe costs 600-800$ during early March for …


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Does A 5% Cashback Card Ultimately Beat A 2x - 4x Travel ... - Reddit

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If you spend 10,000$ and get 5% back you get 500$. If you use a travel card and get 4% back in points you’d have 40000 points. A flight to Europe costs 600-800$ during early March for …

reddit.com

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How Much Better Are Cards That Reward Miles Vs Cash Back?

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100% agree, it really depends on the method of travel you do. Miles work better for some people, while cashback works better for others. Most of my trips are usually road trips to rural …

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Best Travel Credit Cards Of November 2024 | The Motley Fool

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3 days ago  · The card offers several valuable credits, including a $300 annual statement credit for travel purchases, on top of premium perks like access to over 1,300 airport lounges worldwide. …

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Cash Back Vs Miles? Better Rewards 2x Vs 5% : R/personalfinance

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The cards have fees but with the various money back (e.g. 300 back on travel, etc.), the fees are really diminished. Rewards are great. In terms of cash back vs. miles / points - For the most, …

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Cashback Vs. Travel Rewards Credit Cards: Which Is Best? - Thrifty …

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Oct 17, 2023  · Most cashback cards have no annual fee, meaning you don't have to pay to play. Unlike travel reward credit cards which typically come with annual fees ranging from $95 to …

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Best 5% Cash Back Credit Cards For 2024 - WalletHub

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Nov 5, 2024  · Why it’s one of the best 5% credit cards: The U.S. Bank Cash+® Visa Signature® Card is the best 5% cash back credit card because it gives 5% cash back on purchases in two …

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Cash-Back Cards Better Than Travel Cards For Most ... - NerdWallet

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Jun 21, 2016  · Over a quarter of millennials (27%) have at least one cash-back card, and only 13% have a travel rewards card. Based on average spending, the average millennial who …

nerdwallet.com

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Cash Back Vs. Travel Rewards: How To Choose A Credit Card - The …

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May 13, 2024  · The Blue Cash Preferred® Card from American Express, for example, gives you 6% cash back at U.S. supermarkets (on up to $6,000 per calendar year in purchases, then …

thepointsguy.com

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Best Credit Cards For Travel And Cash Back – Forbes Advisor

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Oct 24, 2024  · Best No Annual Fee Travel and Cash Back Card for Military. Fair,Good,Excellent. $0. Earn 30,000 bonus points + LTO $98 Statement Credit for an Annual Walmart+ …

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Cash Back Vs. Travel Rewards: How To Choose Which Is Better For …

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Aug 19, 2024  · Key Takeaways. Cash back credit cards usually return 1-5% of what you spend. With travel rewards cards you earn points or miles to use in the card company's portal.

usnews.com

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3% Cash Back Vs 2x Travel Points : R/CreditCards - Reddit

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I think I'm playing this credit card points game all wrong. Current setup is all food and groceries go to the 3% cash back and convert it to travel points later. The rest of my expenses go to the 2x …

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Looking For 4th Card - 5% Cashback Vs Travel : R/CreditCards - Reddit

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Active Cash (Wells Fargo) - $3,400, October 2017. Opened initially as a Cash Back College card. PC'd in 2021. 2% back on everything, used as a catch-all card if vendor doesn't take Apple …

reddit.com

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Best 4 Card Combo To Maximize Cashback? Review Mine. Share

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Here is my current 4 card combo: Citi Custom Cash (5% up to $500, I use this for dining, $0 AF) Amex BCP (6% groceries, 6% streaming, 3% gas $95 AF) Citi Costco Visa (4% gas, 3% …

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Why X Points On Chase Sapphire Preferred, But % Cashback On

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There’s no real difference in this case. 3x points = 3% cash back. I assume it’s worded this way because only sapphire cards (and 1 chase business credit card) can transfer points around …

reddit.com

FAQs about Does a 5% Cashback Card Ultimately Beat A 2x - 4x Travel ... - Reddit Coupon?

What is a 5% cash back credit card?

A 5% cash back credit card is a great way to maximize rewards, as it gives you 5% cash back on purchases in select bonus categories or with certain retailers. ...

How much does a cashback card cost?

Most cashback cards have no annual fee, meaning you don't have to pay to play. Unlike travel reward credit cards which typically come with annual fees ranging from $95 to nearly $700, you can earn and use the rewards of a cashback card for free. These are cards that you could keep open for the indeterminate future. Your credit score will thank you! ...

What is the difference between travel rewards & cash back credit cards?

Cash back is the primary option for most cash back credit cards\. The percentage of cash back is typically lower than the value of points or miles earned through travel rewards programs\. (Fetters) Limited redemption options for cash back rewards. ...

Should you choose a points or miles card over a cash back card?

Here are some general advantages and disadvantages of choosing a points or miles card over a cash back card: Travel rewards provide more value than cash back if you travel often. Perks like priority boarding, free checked baggage, airport lounge access or free nights at hotels help you travel in style. ...

Are rewards credit cards worth more than a cash back card?

However, you'll generally get more value for travel redemptions using a rewards credit card rather than a cash back card. Yes. Cash back is usually valued at 1% or 1 cent, whereas most airline miles are worth more than 1 cent. ...

Are travel-oriented cash-back cards worth it?

The upside of travel-oriented cash-back cards is that you aren’t locked into using your rewards for a particular type of travel redemption. For example, if you had a co-branded airline credit card, you’d be earning rewards that are primarily for flight redemption with that airline. ...

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